Do ATM Withdrawals Count Towards Savings?

Modified on Sun, 1 Mar at 5:27 PM

ATM withdrawals are generally not included in savings in the Littlebit app.

The app only tracks standard card payments made at merchants - transactions marked by the bank as purchases (POS transactions). These payments are shared by the bank via the PSD2 interface, and Littlebit calculates the savings amount based on them.

However, with some banks, ATM withdrawals may be included in savings.

If an ATM withdrawal is included, the amount used for savings calculation is capped at CZK 500. This means your selected percentage will be applied to a maximum of CZK 500, regardless of how much you withdraw.

ATM withdrawals are not included in savings with:

Air Bank
Revolut
UniCredit
Fio banka
Moneta Money Bank
Česká spořitelna

ATM withdrawals are included in savings with:

Creditas
ČSOB

ATM withdrawals may be included in savings in certain cases with:

mBank
Raiffeisenbank
Komerční banka

With most banks, ATM withdrawals are not included in savings. With some institutions, all withdrawals are included, while with others, certain transactions may be included depending on how the bank labels the transaction.

We regularly update this overview based on real data and cooperation with banks. If you notice that a cash withdrawal has been included in your savings for a bank where it should not be, please contact us here. We will review the specific case and make any necessary adjustments to ensure your savings work correctly.